FINCA ku ssimu account

Reliable, fast, and secure saving

Experience the simplicity of saving and easily achieve your goals.

The simple way to grow your funds

Experience a customized approach to saving, tailored to your needs for a stress-free beginning.

  • Paperless and Easy Process: It is a self-registered service, i.e. for account opening use your mobile phone and USSD code *203#. Experience the convenience of a zero-paperwork application process.

  • Personalized Savings: Tailor your savings plan to suit your preferences and financial goals.

  • Interest Earnings: Earn interest on your savings to make your money work for you.

  • Utility Payments: Effortlessly pay your utility bills through our platform.

  • Deposits and Withdrawals: Conduct seamless deposits and withdrawals to manage your funds.

Tailored savings

Embark on a stress-free journey towards achieving your goals with our customized savings approach.

  • Airtime Purchases
    Top up your airtime with ease directly through the platform.

  • Goal Setting Reminders
    Set and track savings goals to achieve financial milestones and receive free savings reminders to stay on track.

  • Targeted Savings
    Allocate funds toward specific targets to meet your financial objectives.

  • Mini Statement
    Stay informed by checking your account balance and accessing mini statements.

  • Goal Sharing
    Share your financial goals with others, fostering a sense of accountability and motivation.

Effortless onboarding essentials

Begin your financial journey with simplicity. Our account opening process is designed for an effortless start.

  • National Identification
    A National ID is required to be presented for processing.

  • Mobile Network
    Possess an active MTN or Airtel SIM card registered in your name.

  • Mobile Money Account
    Maintain at least one active mobile money account, either with Airtel or MTN.

Application process

It is simple and straightforward.

  • 1

    Online Kickoff
    Commence your financial journey by initiating the registration process through our hassle-free online application, ensuring an instant account opening.

  • 2

    Efficient Registration Completion
    Expedite your account setup by providing the necessary details and efficiently completing the registration process.

  • 3

    Discover Tailored Products
    Post-registration, explore a spectrum of product options carefully crafted to meet your individual needs and preferences.

  • 4

    Immediate Account Activation
    Revel in the speed of instant account activation, allowing you to swiftly leverage your chosen products.

Start your application

Applying is a straightforward and convenient process.


We are always happy to talk!

Request a callback.