Call Deposit Account

Competitive interest rates for your investments

Along with competitive interest rates on your funds, enjoy the opportunity of unlimited top-ups.

What is special about what we offer

This product is designed to best serve your savings goals.

  • Indefinite investment periods with no specific duration outlined.

  • No restriction on number of deposits and no notice period.

  • No fund management fees.
  • No notice of withdrawal is required.
  • Ability to transfer funds from call account to other current/savings accounts.
Terms and conditions

  • Interest to be earned: 5-7% per annum.

  • Nature of interest: Tiered, as follows:

    ● 50 million – 500 million: 5%
    ● 501 million – 1 billion: 6%
    ● Above 1 billion: 7%

  • Account opening balance: 50,000,000

  • Minimum balance: None

  • Duration: N/A

  • End date: N/A

  • Withdrawal notice period: No notice required, except for amounts above 1 billion, where a 48-hour notice is required.

  • Fees: Fees on withdrawals and incoming RTGS/EFT as per the tariff guide.

Application process, step by step

It is easy and straightforward.

  • 1

    Visit the Branch: Visit the branch most convenient to you and fill in the account opening forms and the KFD for the Call Deposit.

  • 2

    Transfer or Deposit Funds: Transfer the minimum account opening balance (50 million) or make a deposit over the counter (OTC).

  • 3

    Receive Account Details: After completing the above steps, you will receive your account details.

Start your application

Applying is a straightforward and convenient process.


Frequently Asked Questions

The interest is calculated on a tiered basis according to period and amount deposited.

Yes, the interest will be taxed, unless the client or institution is exempted.

Transactions are to be completed at the branch. For withdrawals of amounts above 1 billion, a notice period of 48 hours is required.

We are always happy to talk!

Request a callback.