Youth Empowerment Loan

Turning youth ambitions into business success

Accessible financing designed to help young entrepreneurs grow businesses, invest in opportunities, and build financial confidence.

Why choose this loan?

The Youth Empowerment Loan is designed for ambitious young entrepreneurs who need additional capital to grow their businesses, expand operations, and seize new opportunities.

  • No collateral option
    Access financing without traditional collateral requirements.

  • Accessible loan sizes
    Borrow between UGX 100,000 and UGX 5,000,000.

  • Financial literacy support
    Gain access to financing alongside practical financial knowledge.

  • Quick loan processing
    Benefit from competitive pricing and faster approvals.

  • Business support
    Access the capital you need to grow your business.

Product features

Flexible terms are designed to reflect the needs of young borrowers and their business realities.

  • New borrowers
    Repayment period ranges from 3 to 12 months.

  • Repeat borrowers
    Eligible for loan terms of up to 16 months.

  • Repayment frequency
    Flexible monthly repayment arrangements are available.

Qualification requirements

To qualify, applicants should meet the following requirements.

  • Age eligibility
    Applicants must be between 18 and 35 years old.

  • National ID
    An original National ID is required.

  • Business activity
    Applicant should operate a business activity.

  • Business ownership
    Proof of business ownership may be requested where applicable.

  • Guarantor
    At least one guarantor is required.

  • FINCA Easy Account
    Applicant must open or maintain a FINCA Easy Account.

Start your application

Applying for a loan is straightforward and convenient.


Frequently Asked Questions

Yes. The Youth Empowerment Loan is designed to support both existing businesses and new income-generating ideas.

Eligible applicants may qualify for financing without traditional collateral requirements.

Yes. In addition to financing, borrowers can benefit from financial literacy support and business guidance to help them grow with confidence.

Customers with good repayment history may qualify for higher loan amounts and longer repayment periods in the future.

We are always happy to talk!

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