Women Enterprise Loan

Empowering women to grow successful businesses

Access tailored financing designed to support women entrepreneurs at every stage of business growth.

Why choose this loan?

Whether you want to strengthen working capital, expand operations, or invest in business assets, the Women Enterprise Loan offers practical financing support with flexible repayment options.

  • No collateral option
    Eligible women entrepreneurs can access financing without traditional collateral requirements.

  • Business growth support
    Expand inventory, strengthen cash flow, or scale day-to-day operations.

  • Asset financing
    Invest in land, vehicles, equipment, or machinery that supports your business.

  • Flexible repayment
    Choose a repayment schedule that matches your business cash flow, including monthly, quarterly, or biannual options.

  • Quick processing
    Benefit from competitive pricing and a smooth application process.

Product features

Designed to support women-led businesses with accessible loan amounts, practical terms, and room to grow.

  • Loan amount
    Borrow between UGX 1,000,000 and UGX 50,000,000.

  • Collateral-free access
    Women with businesses older than 6 months may qualify for up to UGX 20,000,000 without collateral.

  • Loan term
    Repayment periods range from 3 to 36 months.

  • Use of funds
    Finance business expansion, additional business activities, or key growth investments.

  • Women-focused solution
    Built to strengthen financial independence and long-term business ownership.

Qualification requirements

To qualify, applicants should meet the following requirements.

  • Age eligibility
    Applicant must be a woman aged 18 years and above.

  • National ID
    Provide an original National ID.

  • Business activity
    Applicant should already operate an existing business.

  • Proof of ownership
    Provide evidence of business ownership.

  • Guarantors
    Two guarantors are required.

  • FINCA Easy Account
    Open or maintain a FINCA Easy Account.

Start your application

Applying for a loan is straightforward and convenient.


Frequently Asked Questions

Absolutely. Whether your business is small, growing, or informally operated, you can apply as long as your business is active and meets the assessment requirements.

Depending on the loan amount and business assessment, you may qualify for financing without collateral.

We understand that every business operates differently. That’s why FINCA offers flexible repayment options tailored to different business cash flow cycles. Our loan officers will help you choose the option that works best for your business.

Yes. Both new and existing customers are welcome to apply for the Women Enterprise Loan.

We are always happy to talk!

Request a callback.