Small enterprise loan

Easy business growth and support loan

Experience seamless business expansion with a FINCA small enterprise loan.

Working capital boost

Nurture business expansion by securing ample working capital through our customized solutions.

  • Low Collateral
    Experience the advantage of a minimal collateral requirement for your loan.

  • No Upfront Savings
    Unlock the potential of our loans without the need for upfront savings.

  • Declining Rate
    Enjoy the benefit of interest accruing on a decreasing rate.

  • Interest Rebate
    Opt for early loan payment and receive an interest rebate.

  • Quick Processing
    Get your loan processed swiftly, typically within 48 hours or less.

Quick support

Gain swift access to financial assistance through our loan solution.

  • Generous Working Capital
    Secure working capital loans of up to Shs. 340 million.

  • Flexible Terms
    Tailor your loan with flexible repayment terms spanning 3 to 36 months.

  • Inclusive Grace Periods
    Take advantage of inclusive grace periods designed for your convenience.

  • Negotiable Rates
    Participate in negotiations for interest rates that suit your financial situation.

Qualification process

Follow a streamlined qualification process crafted for prompt access to financial solutions. Upheld by principles of responsible lending, guaranteeing fairness and transparency.

  • Eligible Entities
    Accessible to individuals or companies with ongoing business operations.

  • Age Requirement
    Applicants must be at least 18 years old.

  • Business Existence
    Demonstrate a business track record of at least 6 months.

  • Trading License
    Possession of a valid trading license is mandatory.

  • Guarantor Criteria
    Present a credible guarantor to endorse your loan application.

  • Creditworthiness Check
    Undergo registration with Credit Reference Bureau (CRB) for credit assessment.

Start your application

Securing a loan with us is a simple and convenient process.


Frequently Asked Questions

You can expect feedback on your loan application within 48 hours after submitting all necessary documents.

Our interest rates are tailored based on factors such as loan amount, terms, and conditions, which may include grace periods and advance payments. We customize our rates to accommodate your specific financial requirements.

We are always happy to talk!

Request a callback.