Small enterprise loan

Easy business growth and support loan

Experience seamless business expansion with a FINCA small enterprise loan.

Working capital boost

Cultivate business growth by securing adequate working capital through our tailored solutions.

  • Low Collateral
    Experience the benefit of a low collateral requirement for your loan.

  • No Upfront Savings
    Unlock the potential of our loans without the need for upfront savings.

  • Declining Rate
    Enjoy the advantage of interest accrued on a declining rate.

  • Interest Rebate
    Opt for early loan payment and receive an interest rebate.

  • Quick Processing
    Get your loan processed swiftly, often within 48 hours or less.

Quick support

Access rapid financial assistance through our loan solution.

  • Generous Working Capital
    Access working capital loans of up to Shs. 340 million.

  • Flexible Terms
    Customize your loan with flexible repayment terms spanning 3 to 36 months.

  • Inclusive Grace Periods
    Benefit from inclusive grace periods designed for your convenience.

  • Negotiable Rates
    Engage in negotiations for interest rates that suit your financial situation.

Qualification process

Follow a straightforward qualification process designed for swift access to financial solutions. Upheld by principles of responsible lending, ensuring fairness and transparency.

  • Eligible Entities
    Open to individuals or companies with active business operations.

  • Age Requirement
    Applicants must be 18 years and above.

  • Business Existence
    Ensure a business track record of at least 6 months.

  • Trading License
    Possession of a valid trading license is mandatory.

  • Guarantor Criteria
    Present a credible guarantor to support your loan application.

  • Creditworthiness Check
    Undergo registration with Credit Reference Bureau (CRB) for credit assessment.

Start your application

Applying for a loan with us is a straightforward and convenient process.


Frequently Asked Questions

Anticipate receiving feedback on your loan application within 48 hours after submitting all necessary documents.

Our interest rates are customized based on factors such as loan amount, terms, and conditions, including grace periods and advance payments. We tailor our rates to suit your specific financial needs.

We are always happy to talk!

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