Refugee individual loan

Building together with a quick loan

Explore a loan solution for Refugees that works collaboratively to build your business.

Business support

Let’s build your business together with a quick loan tailored for refugees.

  • Loan Amounts
    Access loans ranging from as low as 100,000 UGX to a maximum of 15 million UGX.
  • Financial Training
    Benefit from complimentary financial literacy training services.
  • Swift Processing
    Experience fast loan processing within 48 hours or less.
  • Competitive Rates
    Enjoy competitive and affordable interest rates.
  • Flexible Repayment
    Choose from a maximum repayment period of up to 12 months.

Simple qualifications

Embark on a straightforward qualification process, emphasizing swift access to financial solutions. Upheld by principles of responsible lending, ensuring fairness and transparency.

  • Required Documentation
    Refugee ID and Letter of Attestation issued by the Office of the Prime Minister are mandatory.

  • CRB Enrollment
    Obtain a Credit Reference Bureau (CRB) Enrollment record report.

  • Collateral Requirement
    Collateral, such as chattels, must be provided as a security measure.

  • Compulsory Savings
    Allocate a compulsory savings amounting to 15% of the loan amount. This savings should be deposited in advance into the account.

  • Income/Business Demonstration
    Demonstrate the existence of reliable sources of income or business activities.

Qualification process

Embark on a straightforward qualification process for swift access to financial solutions. Our principles of responsible lending ensure fairness and transparency.

  • Verifiable Income
    Provide proof of verifiable income, which can be derived from business, salary, or both.

  • Guarantor Requirement
    Fulfill the minimum requirement of having at least one guarantor.

  • Collateral Security
    Present any form of collateral security to support your loan application.

  • Age Eligibility
    Applicants must be between the ages of 18 and 75 years.

Start your application

Applying for a loan with us is a straightforward and convenient process.


Customer Success

“Having fled the violence of South Sudan in 2016, I settled into life in Bidi Bidi and quickly recognized the potential for change and growth within the settlement. When FINCA Uganda introduced its program offering financial services to refugees, I saw an opportunity not only for my own advancement, but also for the empowerment of my fellow refugees within the community. FINCA loan and their trust in my potential, helped me to take a decisive action, invest in a small retail shop within the settlement. This investment not only expanded my business, but also enabled me to purchase a motorbike. Now I can easily navigate in the settlement and transport goods efficiently” – Hakim.

Frequently Asked Questions

We strive to provide feedback within 48 hours of receiving all the necessary documents for your loan application.

Rest assured, our interest rates are designed to be affordable, ensuring a manageable financial commitment.

To secure a Refugee Loan, we require compulsory savings of at least 15% of the loan amount to be held in the account before disbursement. Chattels are also accepted as collateral.

Absolutely! For non-citizens, a Refugee Registration/ID card and a copy of the family attestation are required. These documents should be filed as authentic documents with the Office of the Prime Minister PM-Refugee Department in Uganda. Your eligibility is not hindered by the absence of a National ID.

We are always happy to talk!

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