Agriculture loan

Discover adaptable loans for your farm

Embark on a journey to discover flexible loan repayment plans that cater to your agricultural growth.

An adaptable agriculture loan for you

Explore the flexibility of our loan repayment plans, customized to suit you.

  • Amount Flexibility
    Select a loan amount that aligns with your requirements, ranging from a minimum of 1 million UGX to a maximum of 700 million UGX.

  • Simple Processing
    Benefit from expedited loan processing, with approval typically granted within 2-3 business days upon submission of all necessary documents.

  • Competitive Rates
    Gain access to loans featuring competitive and cost-effective interest rates, ensuring affordability.

Tailored repayment options

Explore our Agriculture Loan, offering repayment plans tailored to match your cash flow requirements.

  • Extended Repayment Period
    Benefit from a maximum repayment duration of up to 24 months for working capital loans.

  • Extended Terms
    For loans intended for asset acquisition, extend the term to a maximum of 60 months, providing added flexibility.

  • Flexible Repayment
    Select repayment plans customized to suit your cash flow, with a grace period of up to 6 months.

Easy qualification process

Navigate through a straightforward qualification process for swift access to financial solutions, constructed on the principles of responsible lending, with a focus on fairness and transparency.

  • Account Requirement
    To initiate the loan process, having an active account with FINCA is essential.

  • Value Chain Focus
    Projects eligible for funding must be engaged in activities within the agricultural value chain.

  • Farming Experience
    Applicants should demonstrate a minimum of two successful seasons/cycles of commercial farming and possess a strong understanding of the market.

  • Relevant Licensing
    Agro-traders and processors must hold the necessary licensing as a prerequisite for loan eligibility.

  • Income Sources
    Showcase additional reliable income sources that can be utilized for loan repayment in cases such as crop failure, poor harvests, or challenging market conditions.

  • Ownership Documentation
    Provide documentary evidence demonstrating ownership of the farm used for production or present a valid lease/tenant agreement covering at least two future seasons/cycles.

Start your application

Applying for a loan is straightforward and convenient.


Customer Success

“I found my path with FINCA and discovered a new way of life. My journey began with a modest loan of 100,000 shillings ($40 USD), which I wisely invested in essentials for my family and business. Since then, I’ve completed 47 loan cycles with FINCA, leveraging the funds to expand my diverse business endeavors. Today, with the invaluable support of FINCA, I proudly manage a 12-acre pineapple plantation, a 3-acre coffee plantation, and a thriving commercial poultry farm.” – Madinah Namanda

Frequently Asked Questions

We strive to provide feedback on your loan application within 48 hours once all required documents have been submitted.

Our interest rates vary based on factors such as loan amount, terms, and conditions including grace periods and advance payments. Contact us for personalized details.

We accept physical securities such as Registered Land (including Titles like Freehold, Lease, or Mailo) and Unregistered land (Kibanja), along with Car Logbooks.

To qualify, Ugandans need a National ID, non-Ugandans require a Passport, and Refugees need a Refugee ID.

For an Agriculture Loan, a minimum of 6 months of experience in running an agricultural business is required. If you don’t meet this criterion, explore our diverse range of loan products in the Borrow section on this page for alternative solutions.

We are always happy to talk!

Request a callback.